Personal Injury Law Services

Expert representation for injury claims and compensation

🚑 Injured? Here's What You Should Know About NZ Law

Quick Answer:

NZ has no-fault ACC system - you can't usually sue for personal injury. ACC covers medical costs + 80% earnings + lump sums up to $120k+. Lawyers help maximize claims and handle appeals. Most serious injuries need professional help.

You Need a Lawyer When:

  • • ACC declined or limited your claim
  • • Serious or permanent injury
  • • Medical negligence case
  • • Workplace safety breach
  • • Complex weekly compensation issues

Can You Sue in NZ?

Usually no. ACC system replaces right to sue. Rare exceptions: medical negligence exemplary damages, mental injury not covered by ACC, overseas accidents.

What ACC Covers:

  • • All medical treatment costs
  • • 80% of pre-injury earnings
  • • Lump sums for permanent disability
  • • Rehabilitation and equipment

ACC Claims

  • ACC claim applications
  • Cover decisions appeals
  • Weekly compensation claims
  • Lump sum compensation
  • Treatment and rehabilitation

Injury Claims

  • Workplace injuries
  • Motor vehicle accidents
  • Medical negligence
  • Public liability claims
  • Product liability

Frequently Asked Questions

Do I need a lawyer for my ACC claim?

While not required, lawyers significantly improve success rates for complex claims, appeals, and maximum compensation. ACC often underpays or declines valid claims. Professional representation costs are usually recoverable.

How much compensation can I get for personal injury in NZ?

ACC covers medical costs, 80% of earnings, and lump sums up to $120,000+ for permanent impairment. Additional compensation available for medical negligence, workplace safety breaches, and exemplary damages in rare cases.

Can I sue for personal injury in New Zealand?

Generally no - ACC provides no-fault compensation instead of suing. Exceptions include medical negligence exemplary damages, mental injury not covered by ACC, and certain overseas accidents.

How long do I have to claim personal injury compensation?

ACC claims should be made immediately but can be made years later if injury becomes apparent. Time limits apply to appeals and reviews. Medical negligence has stricter time limits - usually 6 years maximum.

Expert Personal Injury Services in New Zealand

Our network of experienced personal injury lawyers provides comprehensive legal services for all types of injury claims across New Zealand. Whether you're dealing with ACC claims, workplace injuries, medical negligence, or seeking compensation for serious accidents, our lawyers understand the complex intersection of injury law, insurance systems, and healthcare that makes New Zealand's personal injury landscape unique.

New Zealand's injury compensation system is primarily managed through ACC, but significant gaps exist that require professional legal advocacy. Our personal injury lawyers specialize in maximizing your entitlements, challenging unfair decisions, and pursuing additional compensation where available.

ACC Claims & Appeals

The Accident Compensation Corporation (ACC) provides no-fault injury compensation, but navigating the system can be complex and challenging:

ACC Claim Applications

  • Initial Applications: Ensuring comprehensive and accurate claim submissions
  • Cover Decisions: Challenging declined or limited cover decisions
  • Treatment Coverage: Securing funding for necessary medical treatment
  • Rehabilitation Support: Accessing vocational and social rehabilitation
  • Equipment and Aids: Obtaining assistive devices and home modifications
  • Independence Allowance: Claiming compensation for permanent impairment

Weekly Compensation Claims

  • Earnings-Related Compensation: Maximizing weekly payment calculations
  • Potential Earning Capacity: Protecting future earning potential
  • Self-Employed Claims: Complex calculations for business owners
  • Multiple Income Sources: Managing claims across different employment
  • Return to Work Programs: Graduated return to work arrangements

ACC Reviews & Appeals

  • Internal Reviews: Challenging ACC decisions through review processes
  • District Court Appeals: Court proceedings for disputed decisions
  • High Court Appeals: Complex legal and medical issues
  • Judicial Review: Challenging procedural errors and unfair process
  • Ombudsman Complaints: Administrative complaints about ACC service

Medical Negligence Claims

Medical negligence cases in New Zealand are complex due to the ACC system, but compensation remains available for certain circumstances:

Treatment Injury Claims

  • Treatment-Related Injuries: Injuries caused by medical treatment
  • Surgical Complications: Unexpected outcomes from medical procedures
  • Medication Errors: Prescription and administration mistakes
  • Diagnostic Failures: Missed or delayed diagnoses causing harm
  • Hospital Acquired Infections: Preventable healthcare-associated infections

Exemplary Damages

  • Reckless Disregard: Cases involving gross negligence or reckless behavior
  • Punitive Awards: Additional compensation beyond ACC entitlements
  • Professional Standards: Challenging substandard medical care
  • Institutional Liability: Hospital and healthcare provider responsibility

Workplace Injury Representation

Workplace injuries require careful navigation of ACC, employment law, and health and safety obligations:

Work-Related Injury Claims

  • Accident Claims: Sudden injury events at work
  • Gradual Process Injuries: Repetitive strain and cumulative conditions
  • Occupational Disease: Work-related illness and disease claims
  • Stress and Mental Injury: Work-related psychological conditions
  • Contractor Injuries: Independent contractor accident claims

Employment Protection

  • Return to Work Rights: Protecting employment during recovery
  • Discrimination Protection: Preventing unfair treatment due to injury
  • Reasonable Accommodation: Workplace modifications for injured workers
  • Dismissal Protection: Challenging unfair dismissal related to injury

Motor Vehicle Accident Claims

Motor vehicle accidents involve complex interactions between ACC, insurance, and liability:

ACC Motor Vehicle Claims

  • Driver Liability: Claims involving fault and liability issues
  • Passenger Rights: Comprehensive entitlements for injured passengers
  • Pedestrian and Cyclist Claims: Vulnerable road user protections
  • Public Transport Accidents: Bus, train, and ferry accident claims
  • International Visitors: Tourist and visitor accident coverage

Insurance Recovery

  • Third Party Claims: Recovery from at-fault drivers and insurers
  • Uninsured Driver Claims: Claims against uninsured motorists
  • Property Damage: Vehicle and property damage compensation
  • Loss of Use: Alternative transport and inconvenience costs

Public Liability & Premises Claims

Injuries occurring on public or private property may involve multiple parties and complex liability issues:

  • Slip and Fall Accidents: Premises liability for dangerous conditions
  • Retail and Commercial Premises: Shopping center and business accidents
  • Council and Public Property: Local government liability for public spaces
  • Construction Site Accidents: Third party injuries on construction sites
  • Sports and Recreation Injuries: Organized activity and facility liability
  • Dog Bite and Animal Attacks: Owner liability for animal-caused injuries

Product Liability Claims

Defective products can cause serious injuries requiring specialized legal expertise:

  • Manufacturing Defects: Products with dangerous manufacturing flaws
  • Design Defects: Inherently dangerous product designs
  • Warning Failures: Inadequate safety warnings and instructions
  • Pharmaceutical Liability: Dangerous drugs and medical devices
  • Automotive Defects: Vehicle safety defects and recalls
  • Consumer Product Safety: Household and personal products

Mental Injury & Psychological Claims

Mental health injuries require specialized understanding of psychiatric assessment and legal criteria:

Covered Mental Injuries

  • Work-Related Stress: Employment-related psychological conditions
  • Acute Stress Reactions: Immediate responses to traumatic events
  • PTSD Claims: Post-traumatic stress disorder from accidents
  • Treatment-Related Mental Injury: Psychological harm from medical treatment
  • Sexual Abuse Claims: Counseling and support for abuse survivors

Mental Injury Exclusions

  • Relationship Breakdown: Work relationship and employment disputes
  • Disciplinary Action: Performance management and disciplinary processes
  • Expectation Gaps: Unmet career and employment expectations
  • Chronic Conditions: Pre-existing mental health conditions

Compensation Assessment & Recovery

Maximizing compensation requires thorough understanding of all available entitlements:

ACC Entitlements

  • Medical Expenses: Treatment, surgery, and ongoing healthcare
  • Weekly Compensation: Income replacement during recovery
  • Lump Sum Payments: Independence allowance for permanent impairment
  • Rehabilitation Costs: Vocational and social rehabilitation support
  • Home and Vehicle Modifications: Accessibility improvements
  • Attendant Care: Personal care and domestic assistance

Additional Compensation

  • Exemplary Damages: Punishment for reckless or criminal behavior
  • Mental Injury Payments: Non-pecuniary loss for serious mental injury
  • Third Party Recovery: Additional damages from liable parties
  • Insurance Payouts: Private insurance and income protection
  • Survivor Benefits: Support for families of fatally injured persons

Personal Injury Process & Timeframes

Understanding the claims process helps ensure timely and effective resolution:

Immediate Steps

  • Medical Attention: Seek appropriate medical treatment immediately
  • Accident Reporting: Report accidents to employers, police, or property owners
  • Evidence Preservation: Document accident scenes, injuries, and circumstances
  • Witness Information: Collect contact details for witnesses
  • Professional Advice: Consult injury lawyers as soon as possible

Legal Timeframes

  • ACC Claims: No strict time limits but prompt application recommended
  • Court Proceedings: 6 years from injury date for most civil claims
  • Review Applications: 3 months from ACC decision
  • Appeal Deadlines: Strict timeframes for court appeals
  • Evidence Preservation: Important documents and records must be retained

Personal Injury Costs & Funding

Understanding legal costs and funding options helps you access appropriate representation:

  • No Win, No Fee: Conditional fee arrangements for eligible cases
  • Legal Aid: Government funding for qualifying cases
  • Insurance Funding: Legal expenses insurance coverage
  • Hourly Rates: $300-600 per hour for experienced personal injury lawyers
  • Contingency Fees: Success-based fee arrangements
  • Disbursements: Court fees, medical reports, and expert evidence costs

Why Choose Our Personal Injury Lawyers?

  • Specialized Expertise: Deep knowledge of personal injury and ACC law
  • Medical Networks: Connections with medical experts and specialists
  • Proven Track Record: Successful outcomes in complex injury cases
  • Compassionate Approach: Understanding the personal impact of serious injuries
  • Strong Advocacy: Determined representation against large organizations
  • Comprehensive Service: End-to-end support throughout the legal process
  • No Win, No Fee Options: Risk-free legal representation for eligible cases
  • Multidisciplinary Team: Lawyers, case managers, and support staff

Personal Injury Areas

ACC Matters

  • Initial claim applications
  • Review and appeal processes
  • Entitlement assessments
  • Independence allowances

Compensation Claims

  • Exemplary damages
  • Mental injury claims
  • Loss of earnings
  • Future care costs

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